Personal Loan


Check your Personal Loan eligibility in 1 minute


Whatever be your need we have a loan for you. Over the years we have won the trust of our customers and have become market leaders in loan products.   Bank personal loans can help meet all your financial needs effectively. With simplified documentation and speedy approvals, availing personal loans coudn't get easier.


Check EligibilityCalculate-EMI




    Highly competitive personal loan interest rates

    Special offers, interest rates and charges for   Bank account holders

    Personal loan eligibility in 1 minute available online and across all branches

    Special personal loan offers* for women employees

    Walk in Loan: Walk in to the branch with your documents and get Personal Loan in a day!, at select branches.

    Convenience of contacting us through SMS, Webchat, Click2Talk, PhoneBanking and across all branches





  • Simplified documentation
  • Competitive pricing
  • Transparency
  • Personal loans available for various needs


  Bank offer personal loans for all your requirements. Smart products, competitive offerings and peace of mind differentiate us. Enjoy triple benefits when you avail a personal loan from   Bank:

  • Quick personal loans-Experience express loan processing, easy documentation, quick disbursal and doorstep service
  • Competitive pricing -Benefit from competitive loan rates and convenient repayment options
  • Transparency -Zero hidden charges, reasonable processing fees and utmost clarity on the loan process with up-to-date information about the loan application at each stage



    on about the loan application at each stage


Features and Benefits of Personal Loans



Personal loans from   Bank offer exclusive features and benefits:


    In principal Personal loan eligibility in just 1 minute - Online, as well as across all branches

    Personal loan Diva: A special loan proposition for women employees. Enjoy more than 100 free alliance offerings, across 100 locations in India

    Loan offerings for first time borrowers also

    Personal loans available on the basis of credit history (repayment of home loans, auto loans and credit cards)

    Receive a Personal Accidental Cover of up to 8 Lacs* along with a Critical Illness cover of 1 Lac*

    Convenience of reaching out through SMS, Webchat, Click2Talk and PhoneBanking


Personal Accident Cover


Pay a nominal premium* and secure the needs of your loved ones with a Personal Accident cover of up to Rs. 8Lacs and a Critical Illness cover of up to Rs. 1 Lac.


The premium for both these policies will be deducted from the loan amount at the time of disbursal. Prescribed service tax and applicable surcharge/cess will be charged extra.


Secure your Personal Loan with Sarv Suraksha Pro


Key benefits of the policy:


    Credit Shield cover equal to the outstanding loan amount

    Accidental Hospitalization cover of up to 8 Lacs*

    Accidental Death/Permanent Disablement cover of up to 1Lac*

    Critical illness is 1 Lac*


(* Terms and conditions of the insurers shall apply.The policy is offered by   Ergo GIC Ltd.)


Personal Loan Balance Transfer Offers


Already have a personal loan? Reduce your EMIs by transferring your existing personal loan to us and avail special offers and exclusive benefits.



Personal Loan Eligibility and Documentation


Learn more about the eligibility criteria andthe documents required for availing a   Bank personal loan.


The documentation for a   Bank personal loan varies from individual to individual. The requirements are based on your profession, income and loan requirement.


Do you receive a regular salary?


This category includes salaried doctors, CAs, employees of private limited companies, employees from public sector undertakings including central, state and local bodies.


You should:


    Be 21-60 years of age.

    Have had a job for at least 2 years, and a minimum of 1 year with your current employer

    Be earning at least Rs. 12,000/- per month net income (Rs. 15,000/- in Mumbai, Delhi, Bangalore, Chennai, Hyderabad, Pune, Calcutta, Ahmedabad, Cochin)


Documents to be submitted:


    Proof of identity: Copy of passport/voter ID card/driving license

    Proof of address: Copy of ration card/telephone or electricity bill/rental agreement/passport

    Last 3 months bank statement/6 months bank passbook

    Latest salary slip/ current dated salary certificate with the latest Form 16